One Course - Two Tracks
 FFCDC is offering a course combining our popular Understanding, Building, and Maintaining Your Credit and Homebuyers Education Courses in one convenient program! Participants can choose between the Homebuyers Track and the Homeowners Track to get the information they need to achieve their goals. Special options are available for FFCDC alumni.
Financial Education for All Course Participants:
Given today's economic climate, financial education is a critical need for residents in our communities - regardless of their incomes. Financial education is the key to building personal wealth, fostering financial stability, and promoting stable neighborhoods.
Like an athlete whose performance depends on being physically fit, we can improve how we deal with money by becoming financially fit. Understanding, Building, and Maintaining Your Credit is about more than just managing money. It's about building a better, brighter future by learning how to make your money count. It's about planning for tomorrow, while reaping the rewards of good money sense today!
The Personal Finances and Homeownership Education Program is designed to help residents in our communities build financial knowledge, increase personal wealth, enhance money management skills and develop financial confidence.
Participants will learn:
- Ways to reduce their debt and manage their finances
- Ways to improve their credit scores
- Special loan products available to participants
- How to avoid predatory lenders
Homebuyers will learn:
- The advantages and disadvantages of owning a home
- How to develop a family budget or savings and spending plan
- How to protect and/or repair your credit
- How to find the right house in the right neighborhood
- The steps to getting a mortgage loan
- Avoiding predatory lending practices
- Keeping your home and managing your finances
- Overview of federal consumer rights laws
- How to put together a team of professionals that will help you achieve your dream
Homeowners will learn:
- The best repairs they can do to add value to their homes
- How to qualify for home equity loans and refinancing
- How to prevent delinquency and avoid foreclosure
- How to protect their investment through home security and insurance policies
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Financial & Homeownership Counseling Facts And Figures